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Did you realize your apartment community's insurance policy does not cover your personal belongings when a natural disaster strikes? Most apartment communities' insurance only covers damage to the building, leaving your belongings uncovered. Renters Insurance offers protection for your personal property when fire, theft or a natural disaster occurs.

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Why should you get renters insurance in Atlanta?

Hurricanes and Tropical Storms

Hurricanes and tropical storms are a threat for Atlanta, as well as all states along the U.S. coastline. Hurricane Katrina was the third-most intense hurricane to ever hit the United States since reliable records began in 1851, according to the National Weather Service. Damage from the hurricane is still being assessed, but the expected damage incurred ranges from $40 billion to $60 billion. Hurricane Camille, the most powerful storm in U.S. history, devastated the coast of Mississippi. As the storm moved inland, it flooded areas of Kentucky, West Virginia and Virginia.

Theft

U.S. Department of Justice's Bureau of Justice Statistics reports that rented households were burglarized at rates 79 percent higher than owned households. In 2001, the bureau reported that rented households experienced 210 property crimes per 1,000 households nationwide, while owned households experienced only 146 property crimes per 1,000 households. In 2004 alone, 968,932 burglaries occurred in the South according to statistics reported by the Federal Bureau of Investigation. As you can see, the most common threat to an apartment unit in the nation, as well as in Atlanta, is burglary. Unfortunately, your apartment community's insurance policy does not cover your stolen personal property. Don't let fences or gates at your community mislead you to think it is safer. On most low-crime properties, the main purpose fences for apartment properties is to cultivate the sense of privacy and exclusivity.


Renters Insurance Provider


Balboa Insurance Group is dedicated to being your premier provider of insurance choices and solutions. Your personal property is a valuable asset. Computer and stereo equipment, televisions and other household items are expensive to replace if they are damaged or stolen. While these personal possessions are not covered under your landlord's insurance policy, you can protect them with Renters Insurance from Balboa.

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